Consolidating all student loans

If you need to add a loan, you can cancel your existing application and reapply with the additional loan(s).Once you apply, it can take from 30 to 45 days to process.Find out if student loan consolidation is right for you.

Learn More Before deciding if consolidating your student loans is right for you, we recommend you consider the possible benefits and impacts of a consolidation loan and how it may fit with your specific situation and needs.

A private consolidation loan is a private student loan that combines and refinances multiple education loans into one new loan with a new interest rate, repayment term and monthly payment amount.

This could result in a lower interest rate and/or a lower monthly payment.

During that time, we complete the credit review process, you (and your cosigner, if applicable) will sign the loan documents and we will ask you to obtain payoff statements from your current loan servicers.

If you prefer, we can schedule a call with you and your current loan servicer(s) to verify the loans you want to consolidate.

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