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"Replacing the contractor's basic style fixture in the dining room with your grandma's chandelier or something that represents your style is a great way to connect your personality to the home," says Michala Monroe, the owner of M Monroe Design in New York City. Don't let your past failures keep you from trying again. And empty corners are the bane of a new house—just one more reminder that you're still not fully moved in.

That goes double if you're cursed with the infamous "boob lighting." You're not renting anymore, so there's no need to torture yourself with such terrible sins against design. Marcotte recommends picking up large plants such as ficus, palms, or the wildly popular fiddle-leaf figs to fill the space. "It's one of the simplest ways to make a new space feel like home," says Kate Ziegler, a Realtor and designer in Boston.

Look for printed pillows, decorative plates, or artwork–those will help you focus on the hues of your color scheme.

Then, "any companion patterns and prints and the relatively easy matter of solids and textures will fall readily into place," says Sam Jernigan, a designer with Renaissance Design Consultations in Auburn, CA.

However, there are a few must-haves every new homeowner should add to their shopping list to make the space feel cozy in no time. Sit down—or walk around—in your new space and get a feel for it. "Start with some sort of basic shade or blind that will give you privacy," says Tiffani Stutzman, a designer in Baton Rouge, LA.

Stick with neutral colors until you settle on a decorating scheme. If your home comes with built-ins, immediately fill them with your favorite books and decorative objects.

Buying too much now might mean restricting your flexibility later (those purple drapes really don't go with everything). "The biggest mistake new homeowners make is to run out and buy a lot of third-rate furnishings just to fill a space," says Beverly Solomon, the creative director at Beverly Solomon Design. "Have the courage and confidence to give yourself some time to get the feel of your new home before buying anything," Solomon says. Unless you've purchased a mountain home surrounded by thick evergreen trees, window treatments will keep your new home from the prying eyes of peeping toms and curious neighbors—and prevent you from being rudely awakened by early morning and afternoon sun.

That has largely worked: The growth rate is now as slow as it's been in 50 years.

In fact, since 2010, inflation in health care prices was no faster than inflation throughout the entire economy.

"These baskets add lovely texture and important function," Marcotte says.

This week, the White House dropped a news bomb by acknowledging insurance premiums on Obama Care's exchanges will rise 25 percent in 2017.

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